Credit Oracle Network
Propelling On-chain Economy
Credio streams machine learning model outputs by top data scientists and rating agencies directly into DeFi smart contracts in an automated, privacy-preserving and decentralized manner
On-chain Issuers
Attract institutional capital
with credit ratings from top modellers
RWA Credit Investors
Analyse, execute and monitor RWA transactions,
real-time and automated
DeFi Protocols
Smart contracts can integrate with Credio
to automate their economic risk management
Credio supplies machine learning model outputs
directly to smart contracts
Consumers: are DeFi issuers, investors or protocol DAOs that define risk parameter needs, set performance benchmarks, and establish rewards for Modellers.
Modellers: build machine learning risk models and provide them as a service to earn revenues from ongoing use by Consumers.
Validators: ensure models' integrity and quality by evaluating models against consumer needs, verifying zkML proofs and ensuring they meet the performance benchmarks.
Oracle: the smart contracts that coordinate and incentivize the interactions between Consumers, Modellers and Validators to ensure the Credio provides high quality, decentralized model output feeds in a privacy-preserving manner.
Trusted by
Fasanara | Untangled
Programmable money
needs programmable creditworthiness.
Because money is credit.
High quality inference feeds
- - Built by top modellers and rating agencies
- - Validated independently by third parties with 'skin in the game'
- - Automated by smart contracts avoiding manipulation
Decentralized, reliable and secured infrastructure
- - Proven smart contracts end-to-end security
- - Transparency through blockchain immutability
- - Accessible and shared data infrastructure
Privacy-preserving inferences through zkml technology
- - Verifiable computation outputs without revealing the model workings
- - Top modellers and rating agencies are incentivised to participate
- - Cutting edge technology integrating AI/ML with blockchains
Credio incentivizes top data scientists to build models and generate inferences that are fed directly to on-chain applications
Modeling challenge
- - Consumers set out risk criteria/model outputs as challenges to Credio's decentralized community of modellers
- - Modellers build and commit their models. They then compute unique test outputs against a challenge dataset along zkML proofs. Validators verify proofs and evaluate the inferences against performance benchmarks.
- - Top performing model(s) are deployed and act as trusted modelling source, ready for consumption.
Oracle operation
- - A Consumer calls to request the model output feed through Credio as a custom feed from a particular model
- - The request is then routed to a trusted model which computes and outputs risk parameters against the on-chain and off-chain data submitted by the Consumer.
- - Inference is then provided to the Consumer along with zero knowledge proof. The entire process is seamless and programmable according to certain time-based or event-based triggers.
Roadmap to a decentralized
risk intelligence ecosystem
01: Data engineering and core model building
Engineer custom datasets combining both off and on-chain data and build machine learning models for a sample asset classes - working capital private credits
02: Apply privacy-preserving technologies
Evaluate and incorporate zkML and OPML to both data inputs and model inferences
03: Decentralizing modelling
Develop an ecosystem of modelers and output users (model consumers)
News and insights
DeFi yield landscape and the role of pegged assets
Comprehensive DeFi yield landscape including new restaking narrative and why peg stability of stable coins and staked ETH are essential for the growth and health of DeFi.
ResearchUse Credio to monitor stablecoin depegs in real time
We build machine learning models to predict depegs among 20 top stablecoins and use Credio to stream the results to blockchain in real-time
You can track the live results of Credio stablecoin depegging models <here>
PresentationWhy RWA DeFi needs credit oracles?
Most RWA DeFi is ... credit: credit you extend to a centralised party (fiat-backed stablecoins like USDT and USDC or tokenised money market funds like BUIDL, ONDO or Benji) or you receive from a decentralised party (DAI) or a marketplace (like Untangled, Maple or Centrifuge)
Talk to an expert
Tell us about your credit intelligence needs or joining Credio's modelling community?