Risk Curator for DeFi
Credio uses proven expertise in credit strategies, AI-based risk modelling and smart contract development to transform data on risk, security and network into practical solutions contributing to the evolution of on-chain finance
Model
Protocol parameter and cashflow simulation
maximising returns while mitigating risk
Dashboard
In-depth analytics and real-time monitoring
providing strategic insights
Oracle
Decentralized risk oracle protocol delivering
automated, contextual, privacy-preserving risk data
Risk curation for DeFi
maximising returns while mitigating risk
WHAT: Credio’s models focus on critical on-chain finance risks, delivering optimized risk parameters, predicting stablecoin depegging and simulating cashflow for collateral pools.
WHY: These models contribute to enhanced risk management, improve system efficiency through transparency and scale and facilitate more sophisticated use cases for growth.
HOW: Using an integrated approach, Credio combines predictive risk assessments, agent-based user behavior simulations, and cashflow modeling to continuously adjust risk parameters, anticipate depegging events, and forecast collateral flows—all in real-time and delivered seamlessly on-chain.
WHO: Credio is developed by Untangled Finance (see About below) as part of the on-chain credit infrastructure tech stack. Credio models are however tailored for each use case.
In-depth analytics and real-time monitoring providing strategic insights
WHAT
- - Risk assessment across seven indicators: issue and redemption, reserve management, market, operational, governance, regulatory and user behaviours
- - Real-time monitoring dashboards on both protocol risks/growth state and systemic risks through proprietary DeFi graph
- - Custom alerts/early warning system combining with oracle to unlock automated risk management
WHY
- - Decide to on/off board collaterals and appropriate risk parameters
- - Inform and guide risk mitigation strategies and actions
- - Provide an independent and expert view on protocol collateral risks
HOW
- - Automated data warehouse ingesting both on and off-chain data
- - Report and monitoring dashboards with quantitative and qualitative analyses providing comprehensive insights
- - Custom-built DeFi knowledge graph of N-order exposures of wallets tokens, pools, protocols, chains, bridges and oracles
Decentralized risk oracle protocol delivering
real-time, contextual, privacy-preserving risk data to DeFi applications
Proven expertise in credit strategies, AI-based risk modelling and smart contract development. Clear roadmap to a decentralised risk oracle network.
Credit investment management
Credio is built by Untangled, an on-chain credit infrastructure pioneer, in partnership with Fasanara Capital, an institutional asset manager
Risk modeling expertise
Leverage on-chain and off-chain data, we have built deep expertise in structured finance cash flow modelling, machine learning classification and agent-based models to predict and optimise risk parameters
Smart contract engineering rigor
The team have built Untangled Pools, a tokenized private credit investment platform, Untangled Vault, a non-custodial portfolio management protocol and Credio risk oracle, all with a commitment to decentralization
Work and Insights
Stablecoin Risk Assessment and Real-Time Monitoring Framework
Risk assessment and real-time monitoring framework encompassing seven indicators: issue and redemption, reserve management, market, operational, governance, regulatory and user behaviours
DeFi yield landscape and the role of pegged assets
Comprehensive DeFi yield landscape including new restaking narrative and why peg stability of stable coins and staked ETH are essential for the growth and health of DeFi.
ResearchUse Credio to monitor stablecoin depegs in real time
We build machine learning models to predict depegs among 20 top stablecoins and use Credio to stream the results to blockchain in real-time
You can track the live results of Credio stablecoin depegging models <here>
PresentationWhy RWA DeFi needs credit oracles?
Most RWA DeFi is ... credit: credit you extend to a centralised party (fiat-backed stablecoins like USDT and USDC or tokenised money market funds like BUIDL, ONDO or Benji) or you receive from a decentralised party (DAI) or a marketplace (like Untangled, Maple or Centrifuge)
Contact us